Terms of Service

Effective Date: February 1, 2026
Last Updated: February 1, 2026
Operator: Strumie, Inc., a subsidiary of Chorda, Inc., incorporated in the State of Delaware, United States

Welcome to Strumie. These Terms of Service ("Terms," "Agreement") constitute a legally binding contract between you ("User," "you," "your") and Strumie, Inc. ("Strumie," "Company," "we," "us," "our"), a Delaware corporation and subsidiary of Chorda, Inc. ("Parent Company"). By accessing or using the Strumie platform, including our mobile applications, website, APIs, and any related services (collectively, the "Platform" or "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, do not use the Platform.

1. Definitions

For the purposes of this Agreement, the following definitions apply:

2. Eligibility

You must be at least 13 years of age to use the Platform. If you are between 13 and 18 years of age (or the age of majority in your jurisdiction), you may only use the Platform with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms. Users under 13 are strictly prohibited from using the Platform.

By using the Platform, you represent and warrant that: (a) you meet the age requirements stated above; (b) you have the legal capacity to enter into this Agreement; (c) you are not barred from using the Platform under any applicable law; (d) you will comply with all applicable local, state, national, and international laws and regulations; and (e) all information you provide to us is truthful, accurate, and complete.

We reserve the right to request proof of age or identity at any time. Failure to provide such proof upon request may result in immediate suspension or termination of your account.

3. Account Registration and Security

3.1 Account Creation

To access certain features of the Platform, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You may not create an account using a false identity or information, or on behalf of someone other than yourself without their authorization.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your password. You agree to immediately notify Strumie of any unauthorized use of your account or any other breach of security. Strumie will not be liable for any loss or damage arising from your failure to safeguard your account credentials. You are responsible for all activity that occurs under your account, whether or not you authorized such activity.

3.3 Account Types

The Platform offers different account types, including Listener accounts and Artist accounts. Artist accounts require a one-time registration fee as described in Section 6. Each User may maintain only one account unless expressly authorized by Strumie in writing. We reserve the right to merge, suspend, or terminate duplicate accounts.

3.4 Account Termination by User

You may terminate your account at any time by contacting us or using the account deletion feature in the Platform. Upon termination, your right to use the Platform ceases immediately. Account termination does not entitle you to any refund of fees paid, including the Artist registration fee.

4. Artist Accounts and Fees

4.1 One-Time Registration Fee

Artist accounts require a one-time, non-refundable registration fee of fifty U.S. dollars ($50.00 USD) ("Artist Fee"). This fee grants the Artist lifetime access to all current and future Platform features available to Artist accounts, subject to these Terms. There are no recurring subscription fees, monthly charges, or hidden costs associated with maintaining an Artist account.

4.2 What the Artist Fee Includes

The Artist Fee provides access to, but is not limited to, the following features:

4.3 Processing Fees

Certain transactions conducted through the Platform — including but not limited to merchandise sales, ticket sales, music purchases, and tips — are subject to processing fees. These fees are charged by third-party payment processors and/or Strumie to cover the cost of payment processing, fraud prevention, and related operational expenses. Processing fee rates are disclosed to Artists within the Platform prior to completing any transaction setup. Strumie reserves the right to modify processing fee rates at any time with reasonable notice provided to affected Users through the Platform or via email.

4.4 No Refund Policy

The Artist Fee is non-refundable under all circumstances, including but not limited to: voluntary account termination, involuntary account termination for violation of these Terms, dissatisfaction with the Platform, change of business plans, or any other reason. By paying the Artist Fee, you acknowledge and agree to this no-refund policy.

5. Platform License and Restrictions

5.1 Limited License

Subject to your compliance with these Terms, Strumie grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform for your personal or internal business purposes. This license does not include the right to: (a) modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Platform Content; (b) access the Platform through any automated means, including bots, scrapers, crawlers, or spiders; or (c) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Platform.

5.2 Restrictions

You agree not to, and will not permit any third party to:

  1. Use the Platform for any unlawful purpose or in violation of any applicable law or regulation;
  2. Copy, reproduce, distribute, publicly display, or publicly perform any Platform Content without express written permission from Strumie;
  3. Interfere with, disrupt, or place an unreasonable burden on the Platform or its infrastructure, including servers, networks, or connected systems;
  4. Attempt to gain unauthorized access to any portion of the Platform, other User accounts, computer systems, or networks connected to the Platform;
  5. Use any data mining, robots, scraping, or similar data-gathering or extraction methods on the Platform;
  6. Circumvent, disable, or otherwise interfere with any security-related features of the Platform, including features that prevent or restrict use or copying of any Platform Content;
  7. Use the Platform to transmit any viruses, worms, defects, Trojan horses, malware, or any items of a destructive nature;
  8. Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  9. Use the Platform to stalk, harass, bully, threaten, or intimidate any other User;
  10. Collect or store personal data about other Users without their express consent;
  11. Use the Platform to send unsolicited commercial communications (spam);
  12. Sublicense, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available to any third party the Platform or any services or features available on the Platform;
  13. Frame or mirror any part of the Platform without express written authorization from Strumie;
  14. Create a database by systematically downloading or storing Platform Content;
  15. Use the Platform in any manner that could damage, disable, overburden, or impair the Platform.

6. User Content

6.1 Ownership

You retain all ownership rights in and to the User Content you submit, upload, or make available through the Platform. Strumie does not claim ownership of your User Content. Nothing in these Terms transfers ownership of your intellectual property to Strumie.

6.2 License Grant to Strumie

By submitting, uploading, or making User Content available on or through the Platform, you grant Strumie a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content solely in connection with: (a) operating, providing, improving, and promoting the Platform; (b) developing new features and services; and (c) any purpose described in our Privacy Policy. This license continues for a commercially reasonable period after you remove or delete your User Content from the Platform, to account for backup copies, cached versions, and reasonable technical processes.

6.3 Representations and Warranties for User Content

By submitting User Content, you represent and warrant that:

  1. You own or have obtained all necessary rights, licenses, consents, and permissions to submit such User Content and to grant the rights and licenses described in these Terms;
  2. Your User Content does not and will not infringe, violate, or misappropriate any third party's intellectual property rights, privacy rights, publicity rights, or any other legal rights;
  3. Your User Content does not contain any material that is defamatory, obscene, pornographic, abusive, threatening, or otherwise objectionable;
  4. Your User Content does not contain any viruses, malware, or other harmful code;
  5. Your User Content complies with all applicable laws and regulations;
  6. If your User Content includes music or sound recordings, you have all necessary rights from all rights holders, including songwriters, performers, producers, labels, publishers, and any collective rights organizations;
  7. If your User Content includes merchandise listings, you have the right to manufacture, sell, and distribute such merchandise and any trademarks, designs, or other intellectual property depicted thereon.

6.4 Content Removal

Strumie reserves the right, but has no obligation, to monitor, review, edit, or remove any User Content at our sole discretion, for any reason or no reason, including but not limited to User Content that we believe violates these Terms, our community guidelines, or any applicable law. We are not responsible for any failure to remove or delay in removing User Content.

7. Intellectual Property

7.1 Strumie's Intellectual Property

The Platform and all Platform Content are the exclusive property of Strumie, Inc. and its licensors, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. The Strumie name, logo, and all related names, logos, product and service names, designs, slogans, and trade dress are trademarks of Strumie, Inc. or its affiliates. You may not use such marks without the prior written permission of Strumie. All other names, logos, product and service names, designs, and slogans on the Platform are the trademarks of their respective owners.

7.2 Platform Protection

The design, architecture, functionality, user interface, user experience, algorithms, data models, business methods, workflows, features, and all technical and creative aspects of the Platform constitute proprietary trade secrets and confidential information of Strumie, Inc. and are protected under applicable trade secret laws, including the federal Defend Trade Secrets Act of 2016 (18 U.S.C. § 1836 et seq.) and the Delaware Uniform Trade Secrets Act (6 Del. C. § 2001 et seq.). You agree not to disclose, reproduce, reverse engineer, or derive any proprietary information from the Platform. Any unauthorized use, copying, or reproduction of the Platform's design, features, or functionality is strictly prohibited and may result in civil and criminal penalties.

7.3 Copyright Protection

All original works of authorship embodied in the Platform, including but not limited to software code, graphic design, user interface elements, text, images, audio, and video, are protected by copyright under the Copyright Act of 1976 (17 U.S.C. § 101 et seq.) and applicable international treaties. Strumie, Inc. reserves all rights not expressly granted in these Terms.

7.4 Patent Rights

Strumie, Inc. reserves all rights to seek patent protection for any inventions, methods, processes, systems, or technologies developed in connection with the Platform. Nothing in these Terms grants you any license or right to any patents or patent applications owned or filed by Strumie, Inc. or its affiliates.

7.5 Feedback

If you provide any feedback, suggestions, ideas, or recommendations regarding the Platform ("Feedback"), you hereby assign to Strumie all rights, title, and interest in and to such Feedback. Strumie may use, reproduce, disclose, and distribute Feedback for any purpose without restriction, compensation, or attribution to you. You agree that Strumie is not obligated to implement any Feedback.

8. Music, Merchandise, and Event Disclaimers

8.1 Music Content — No Liability

Strumie is a technology platform that provides tools for Artists to upload, distribute, and monetize music. Strumie does not own, control, create, license, or assume any responsibility for the music or sound recordings uploaded by Artists. Strumie makes no representations or warranties regarding the ownership, licensing, legality, quality, accuracy, or rights status of any music available on the Platform. Artists are solely and exclusively responsible for ensuring that they hold all necessary rights, licenses, clearances, and permissions — including but not limited to master recording rights, mechanical rights, synchronization rights, public performance rights, and any rights administered by collective management organizations (e.g., ASCAP, BMI, SESAC, SoundExchange) — before uploading any music to the Platform. Strumie shall not be liable for any claims, damages, losses, or expenses arising from or related to any infringement, misappropriation, or violation of any intellectual property rights or other rights of any third party in connection with music uploaded to the Platform.

8.2 Merchandise — No Liability

Strumie provides tools that enable Artists to list, sell, and manage merchandise. Strumie does not manufacture, warehouse, ship, inspect, endorse, or guarantee any merchandise sold through the Platform. Artists are solely and exclusively responsible for: (a) the quality, safety, legality, and fitness of all merchandise; (b) accurate description and representation of merchandise; (c) compliance with all applicable consumer protection laws, product safety regulations, labeling requirements, and tax obligations; (d) fulfillment, shipping, handling, and delivery of merchandise; (e) handling all returns, refunds, exchanges, and customer service related to merchandise; and (f) ensuring that merchandise does not infringe any third party's intellectual property rights, including trademarks, copyrights, and design patents. All merchandise transactions are between the Artist and the buyer. Strumie is not a party to any merchandise transaction and shall not be liable for any claims, damages, losses, or disputes arising from merchandise sold through the Platform.

8.3 Events and Tickets — No Liability

Strumie provides tools for Artists to create events, sell tickets, and manage entry. Strumie does not organize, host, sponsor, endorse, or guarantee any events listed on the Platform. Artists and event organizers are solely and exclusively responsible for: (a) all aspects of event organization, venue selection, safety, security, and compliance with local laws, permits, and regulations; (b) accuracy of event information, including date, time, location, and pricing; (c) fulfillment of all obligations to ticket holders; (d) handling all cancellations, postponements, refunds, and disputes related to events; (e) compliance with applicable entertainment, liquor, occupancy, fire code, and accessibility laws; (f) obtaining all necessary insurance, licenses, and permits for events; and (g) ensuring the safety and wellbeing of all attendees. All ticket transactions are between the Artist or event organizer and the ticket purchaser. Strumie is not a party to any ticket transaction and shall not be liable for any claims, damages, losses, injuries, or disputes arising from events or ticket sales on the Platform.

8.4 Platform as Marketplace

Strumie operates as a neutral technology platform and marketplace. Strumie is not a music label, distributor, publisher, retailer, event promoter, or ticketing agent. Strumie does not exercise editorial control over User Content and does not act as an agent for any User. The inclusion of any Content on the Platform does not imply endorsement, sponsorship, or recommendation by Strumie.

9. Digital Millennium Copyright Act (DMCA) Policy

9.1 DMCA Compliance

Strumie respects the intellectual property rights of others and expects its Users to do the same. In accordance with the Digital Millennium Copyright Act of 1998 ("DMCA"), 17 U.S.C. § 512, Strumie will respond promptly to notices of alleged copyright infringement that comply with the DMCA and are properly submitted to our designated copyright agent.

9.2 Filing a DMCA Takedown Notice

If you believe that your copyrighted work has been copied or used in a way that constitutes copyright infringement and is accessible on the Platform, you may submit a written notification to our designated copyright agent containing the following information:

  1. A physical or electronic signature of the copyright owner or a person authorized to act on behalf of the copyright owner;
  2. Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works are covered by a single notification, a representative list of such works;
  3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Strumie to locate the material;
  4. Information reasonably sufficient to permit Strumie to contact the complaining party, such as an address, telephone number, and email address;
  5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of the copyright that is allegedly infringed.

9.3 Designated Copyright Agent

Strumie's designated copyright agent for notice of alleged copyright infringement can be reached at:

Strumie, Inc.
Attn: DMCA Agent
Email: dmca@strumie.com

9.4 Counter-Notification

If you believe that your User Content was removed or disabled by mistake or misidentification, you may submit a counter-notification to our designated copyright agent containing the information required under 17 U.S.C. § 512(g)(3). Upon receipt of a valid counter-notification, Strumie will forward it to the original complainant and restore the removed content within 10 to 14 business days, unless the copyright owner files a court action seeking a restraining order against the User.

9.5 Repeat Infringer Policy

Strumie maintains a policy to terminate, in appropriate circumstances, the accounts of Users who are determined to be repeat infringers. Strumie may, at its sole discretion, limit access to the Platform or terminate the account of any User who infringes any intellectual property rights of others, whether or not there is any repeat infringement.

10. Payments, Payouts, and Financial Terms

10.1 Payment Processing

All financial transactions on the Platform, including Artist Fee payments, merchandise purchases, ticket sales, tips, and other payments, are processed through third-party payment processors. By using the Platform's payment features, you agree to be bound by the terms and conditions of the applicable payment processor(s) in addition to these Terms. Strumie is not responsible for errors, failures, or delays caused by payment processors.

10.2 Artist Payouts

Revenue earned by Artists through the Platform (from merchandise sales, ticket sales, tips, music purchases, and other monetization features) is made available for withdrawal through the Platform's wallet feature, subject to applicable processing fees and any minimum payout thresholds. Strumie reserves the right to hold, delay, or withhold payouts if it reasonably suspects fraudulent activity, violation of these Terms, or pending disputes.

10.3 Taxes

You are solely responsible for determining and paying all taxes applicable to your use of the Platform, including but not limited to income taxes, sales taxes, use taxes, value-added taxes, and any other taxes arising from transactions conducted through the Platform. Strumie may, where required by law, collect and report tax-related information and withhold amounts as required by applicable tax authorities. Artists operating as businesses are responsible for issuing any required tax documentation (such as W-9 forms or 1099 forms) and complying with all applicable tax laws.

10.4 Chargebacks and Disputes

If a transaction is subject to a chargeback, reversal, or dispute initiated by a buyer or payment processor, Strumie reserves the right to deduct the disputed amount from the Artist's wallet balance. Artists are responsible for resolving buyer disputes and providing evidence as necessary. Excessive chargebacks may result in suspension or termination of the Artist's account and payment privileges.

10.5 Currency

All fees, prices, and payouts on the Platform are denominated in U.S. dollars (USD) unless otherwise specified. Currency conversion, where applicable, is handled by payment processors at their prevailing exchange rates. Strumie is not responsible for exchange rate fluctuations or conversion fees.

11. Disclaimers and Limitation of Liability

11.1 Disclaimer of Warranties

THE PLATFORM AND ALL CONTENT, FEATURES, SERVICES, AND FUNCTIONALITY ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STRUMIE, INC., CHORDA, INC., AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUBSIDIARIES, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE "STRUMIE PARTIES") DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Without limiting the foregoing, the Strumie Parties do not warrant that: (a) the Platform will be uninterrupted, timely, secure, or error-free; (b) the results obtained from the Platform will be accurate or reliable; (c) the quality of any Content, products, services, information, or other material obtained through the Platform will meet your expectations; or (d) any errors in the Platform will be corrected.

11.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE STRUMIE PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH: (A) YOUR USE OF OR INABILITY TO USE THE PLATFORM; (B) ANY CONTENT OBTAINED FROM THE PLATFORM; (C) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (D) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE PLATFORM; (E) ANY MERCHANDISE PURCHASED OR EVENTS ATTENDED THROUGH THE PLATFORM; (F) ANY MUSIC OR OTHER CONTENT UPLOADED, STREAMED, OR DISTRIBUTED THROUGH THE PLATFORM; OR (G) ANY OTHER MATTER RELATING TO THE PLATFORM, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE STRUMIE PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.3 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF THE STRUMIE PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID TO STRUMIE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) FIFTY U.S. DOLLARS ($50.00 USD).

11.4 Basis of the Bargain

You acknowledge that Strumie has set its prices and entered into these Terms in reliance upon the disclaimers of warranty and limitations of liability set forth herein, that the same reflect a reasonable and fair allocation of risk between you and Strumie, and that the same form an essential basis of the bargain between you and Strumie. Strumie would not be able to provide the Platform to you on an economically reasonable basis without these limitations.

12. Indemnification

You agree to defend, indemnify, and hold harmless the Strumie Parties from and against any and all claims, actions, demands, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to: (a) your use or misuse of the Platform; (b) your User Content, including any claims that your User Content infringes or misappropriates any third party's intellectual property rights or other rights; (c) your violation of these Terms; (d) your violation of any applicable law or regulation; (e) any merchandise you sell, manufacture, ship, or distribute through the Platform; (f) any events you organize, host, or promote through the Platform; (g) any music or recordings you upload, distribute, or monetize through the Platform; (h) your interaction with any other User; (i) any tax obligations arising from your use of the Platform; and (j) any negligent or wrongful conduct by you.

Strumie reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims. You agree not to settle any matter without Strumie's prior written consent.

13. Dispute Resolution and Arbitration

13.1 Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

You and Strumie agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Platform ("Dispute") shall be resolved exclusively through final and binding arbitration, rather than in court, except that either party may bring individual claims in small claims court if the claims qualify. The Federal Arbitration Act, 9 U.S.C. §§ 1-16, governs the interpretation and enforcement of this arbitration provision.

13.2 Arbitration Rules

Arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules (or, for claims exceeding $75,000, its Commercial Arbitration Rules), as modified by this Agreement. The arbitration shall be conducted by a single arbitrator, in the English language, and shall take place in the State of Delaware or, at the election of the claimant, via telephone, videoconference, or online proceedings.

13.3 Class Action Waiver

YOU AND STRUMIE AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, REPRESENTATIVE, OR MULTI-PARTY ACTION OR PROCEEDING. The arbitrator may not consolidate more than one person's claims, and may not preside over any form of representative or class proceeding. If this class action waiver is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

13.4 Jury Trial Waiver

YOU AND STRUMIE HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND TO HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. You and Strumie are instead agreeing that all Disputes will be resolved by arbitration. In any litigation (including in small claims court), the court and not a jury shall decide all issues.

13.5 Statute of Limitations

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to these Terms or the Platform must be filed within one (1) year after such claim or cause of action arose, or be forever barred.

14. Governing Law and Jurisdiction

These Terms and any Dispute arising out of or related to these Terms or the Platform shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. For any disputes not subject to arbitration, you consent to the exclusive jurisdiction and venue of the state and federal courts located in the State of Delaware, and you waive any objection to such jurisdiction or venue on the grounds of inconvenient forum or otherwise.

15. Privacy

Your use of the Platform is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at /privacy to understand our practices regarding the collection, use, and disclosure of your personal information. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.

16. Third-Party Services and Links

The Platform may contain links to or integrations with third-party websites, services, or resources ("Third-Party Services"), including payment processors, social media platforms, and other services. Strumie does not control, endorse, or assume any responsibility for Third-Party Services. Your use of Third-Party Services is at your sole risk and is subject to the terms and conditions and privacy policies of those third parties. Strumie shall not be liable for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any Third-Party Services.

17. Termination and Suspension

17.1 Termination by Strumie

Strumie reserves the right to suspend, restrict, or terminate your access to the Platform, in whole or in part, at any time, for any reason or no reason, with or without notice, including but not limited to: (a) violation of these Terms; (b) fraudulent, abusive, or illegal activity; (c) conduct harmful to other Users, third parties, or Strumie's business interests; (d) extended periods of inactivity; or (e) upon request by law enforcement or other government agencies.

17.2 Effect of Termination

Upon termination: (a) all rights and licenses granted to you under these Terms will immediately cease; (b) you must cease all use of the Platform; (c) Strumie may delete your account data and User Content, subject to our data retention policies and legal obligations; and (d) any pending payouts may be held for a reasonable period to account for chargebacks, refunds, and disputes. Sections that by their nature should survive termination shall survive, including but not limited to Sections 6.2, 7, 8, 11, 12, 13, 14, and 20.

17.3 No Liability for Termination

Strumie shall not be liable to you or any third party for any termination or suspension of your access to the Platform. Termination of your account does not entitle you to any refund of fees paid.

18. Modifications to Terms

Strumie reserves the right to modify these Terms at any time. If we make material changes, we will notify you through the Platform, via email, or by other reasonable means prior to the effective date of the changes. Your continued use of the Platform after the effective date of the modified Terms constitutes your acceptance of the changes. If you do not agree to the modified Terms, you must stop using the Platform and terminate your account.

19. Modifications to Platform

Strumie reserves the right to modify, update, suspend, or discontinue the Platform or any feature, functionality, or Content thereof, in whole or in part, at any time, with or without notice, and without liability to you or any third party. Strumie is not obligated to maintain, update, or provide any particular feature or functionality. New features may be subject to additional or different terms.

20. General Provisions

20.1 Entire Agreement

These Terms, together with the Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and Strumie regarding the Platform and supersede all prior or contemporaneous agreements, communications, representations, and proposals, whether oral or written, between you and Strumie regarding the Platform.

20.2 Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving its intent.

20.3 Waiver

The failure of Strumie to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Strumie.

20.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder, in whole or in part, without Strumie's prior written consent. Strumie may assign or transfer these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets. Any purported assignment in violation of this section shall be void.

20.5 Force Majeure

Strumie shall not be liable for any failure or delay in the performance of its obligations under these Terms where such failure or delay results from circumstances beyond Strumie's reasonable control, including but not limited to acts of God, natural disasters, pandemics, epidemics, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, labor shortages, equipment failures, internet or telecommunications failures, power outages, or government action.

20.6 Notices

Notices to Strumie must be sent to: legal@strumie.com. Notices to you may be sent to the email address associated with your account. Notice shall be deemed given when sent by email, and received on the date transmitted if sent on a business day, or on the next business day if sent on a non-business day.

20.7 No Third-Party Beneficiaries

These Terms are for the benefit of Strumie and you only, and are not intended to confer any rights or remedies upon any third party, except that Chorda, Inc. (as Parent Company) is an express third-party beneficiary of these Terms and is entitled to enforce any rights and remedies hereunder.

20.8 Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.

20.9 Relationship of the Parties

Nothing in these Terms is intended to or shall be construed to create any partnership, joint venture, franchisor-franchisee, employer-employee, or agency relationship between you and Strumie. Neither party has the authority to bind the other or to incur any obligation on behalf of the other.

20.10 Electronic Communications

By using the Platform, you consent to receiving electronic communications from Strumie, including emails, push notifications, and notices posted on the Platform. You agree that all agreements, notices, disclosures, and other communications that Strumie provides electronically satisfy any legal requirement that such communications be in writing.

20.11 Export Compliance

You agree to comply with all applicable U.S. export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce, trade and economic sanctions maintained by the Treasury Department's Office of Foreign Assets Control ("OFAC"), and the International Traffic in Arms Regulations maintained by the Department of State. You represent and warrant that you are not located in, or a resident or national of, any country subject to a U.S. government embargo, and that you are not listed on any U.S. government list of prohibited or restricted parties.

20.12 California Residents

If you are a California resident, in accordance with Cal. Civ. Code § 1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.

20.13 Government End Users

The Platform is a "commercial item" as that term is defined at 48 C.F.R. § 2.101. If you are a U.S. government end user, the Platform is licensed to you only as a commercial item and with only those rights as are granted to all other end users under these Terms.

21. Contact Information

If you have any questions, concerns, or feedback about these Terms or the Platform, please contact us at:

Strumie, Inc.
A subsidiary of Chorda, Inc.
Incorporated in the State of Delaware
Email: legal@strumie.com
General Inquiries: support@strumie.com